LEAVE OF ABSENCES

Ryan Specialty Leave of Absence Programs

We’re here to support you through life’s important moments. This section introduces the various leave of absence programs available to Ryan Specialty employees through our partner, Voya. Below you will find more details on each leave type to help you easily understand your eligibility, benefits, and responsibilities. 

 

Short-Term Disability (STD)

Ryan Specialty provides Short-Term Disability (STD) coverage at no cost to eligible employees. This benefit is designed to support employees who are unable to work due to a non-work-related illness or injury. 

Eligibility: All full-time employees who work at least 30 hours per week. 

Benefit Amount: 

  • Illness/Injury STD: 70% of weekly earnings. 
  • Maternity STD: 100% of weekly earnings. 

Maximum Weekly Benefit:  

  • Illness/Injury STD: $2,500 
  • Maternity STD: No maximum 

Elimination Period: 

  • Disability due to Accident: 0 days. 
  • Disability due to Sickness and/or Hospitalization: 7 days. 

Duration: Up to 13 weeks. 

Pay Status: Once approved, you will receive STD pay via Ryan Specialty payroll.  

Notes: Employees must apply through Voya. STD benefits may run concurrently with other applicable leave programs. Employees will not receive holiday or early close pay while out on a leave of absence.  

 

Long-Term Disability (LTD)

The Long-Term Disability (LTD) program provides income protection for employees who remain disabled beyond the STD period at no cost to employees. 

Eligibility: All full-time employees who work at least 30 hours per week and have exhausted STD benefits (after 13 weeks). 

Benefit Amount: 60% of monthly earnings. 

Maximum Monthly Benefit: $10,000 per month. 

Pay Status: Once approved, employees are placed on unpaid leave status through Ryan Specialty. LTD benefits are paid directly by New York Life. 

Duration: Based on age at disability onset. For example: 

  • Under age 60: To age 65, but not less than 5 years. 
  • Age 60–69: Duration ranges from 12 to 60 months. 

Additional Notes: 

  • Total earnings exclude commissions, bonuses, and overtime. 
  • Voya will transfer your claim to an LTD specialist when they receive supporting documentation that you need to remain out disabled after exhausting STD.  
  • After 6 months of LTD, Ryan Specialty will evaluate medical status and employment options. 
  • Employment may be terminated if return to work is deemed unlikely. 
  • Employees will not receive holiday or early close pay while out on a leave of absence. 

 

Paid Parental Leave

Ryan Specialty supports new parents with paid time off to bond with their child at no cost to eligible employees. 

Eligibility: Full-time employees who work at least 30 hours per week. 

Benefit: Up to 8 weeks (320 hours) of paid leave at 100% of base salary. 

Qualifying Events: 

  • Birth of a child. 
  • Adoption or legal placement of a child under the age of 17. 

Use Window: 

  • It must be used within 6 months of the qualifying event. 
  • May be taken continuously or in weekly increments with manager approval. 

Pay Status: Once approved, you will receive parental leave pay via Ryan Specialty payroll. 

Notes: Paid parental leave runs concurrently with FMLA if applicable. Employees must apply through Voya. Employees will not receive holiday or early close pay while out on a leave of absence. 

 

Family and Medical Leave Act (FMLA)

FMLA provides job-protected unpaid leave for qualifying families and medical reasons. 

Eligibility: 

  • 12 months of service. 
  • 1,250 hours worked in the past year. 
  • Worksite with 50+ employees within a 75-mile radius. 

Benefit: 

  • Up to 12 weeks of unpaid leave (26 weeks for military caregiver leave). 

Qualifying Reasons: 

  • Birth/adoption/foster care. 
  • Serious health conditions (self or eligible family members). 
  • Military exigency or caregiver leave. 

Health Benefits: Maintained during leave. 

Job Protection: Guaranteed reinstatement for same or equivalent role. 

Pay Status: FMLA is unpaid leave, however employees have the option to use any accrued PTO or sick time to remain paid while on FMLA.  

 Notes: Employees must apply through Voya. Employees will not receive holiday or early close pay while out on an unpaid leave of absence.  

 

Paid Sick Leave

Ryan Specialty offers paid sick leave to support employees with health-related needs. 

Eligibility: Director-level and above or pay-coded brokers with 30+ days of service. 

Benefit: 10 days (80 hours) per calendar year. 

Use: 

  • Personal or family health conditions. 
  • Public health emergencies. 
  • Domestic violence, sexual assault, or stalking. 

Notes: 

  • Not carried over year-to-year unless required by law. 
  • May run concurrently with other leave programs. 

 

Bereavement Leave

Ryan Specialty provides paid time off to grieve and attend services following the loss of a loved one. 

Eligibility: All employees. 

Benefit: 

  • 5 days for immediate family. 
  • 3 days for extended family. 

Definition of Immediate Family: Includes spouses, children, parents, siblings, grandparents, and in-laws. 

Notes: 

  • Leaves may be taken in 1-hour increments. 
  • Documentation may be required. 

 

Reproductive Loss Leave

This leave supports employees experiencing reproductive losses. 

Eligibility: All employees. 

Benefit: Up to 5 paid days. 

Qualifying Events: 

  • Miscarriage. 
  • Stillbirth. 
  • Failed adoption or surrogacy. 
  • Unsuccessfully assisted reproduction. 

Use Window: Must be used within 3 months of the event. 

Notes: Confidentiality is maintained. 

Next Step: Please consult your HR Business Partner at HR@ryansg.com to arrange this time. 

 

Personal Leave

Employees may request unpaid personal leave for non-FMLA reasons. 

Eligibility: All employees. 

Benefit: Up to 30 calendar days unpaid. 

Conditions: 

  • Must exhaust all earned PTO first. 
  • Not counted toward FMLA entitlement. 

Notes: 

  • Reinstatement is not guaranteed. This leave must be approved by the employees’ manager. Employees will not receive holiday or early close pay while out on an unpaid leave of absence.  
  • Subject to business needs and approval. 

 

Military Family Leave (FMLA)

Provides leave for employees with family members in the military. 

Eligibility: Same as FMLA. 

Benefit: 

  • 12 weeks for qualifying exigencies. 
  • 26 weeks for caregiving a covered service member. 

Pay Status: First 2 weeks paid; remainder unpaid. 

Notes: Requires documentation and approval. Employees must apply through Voya. Employees will not receive holiday or early close pay while out on an unpaid leave of absence. 

 

Civic Duties Leave

Ryan Specialty supports employees fulfilling civic responsibilities. 

Eligibility: All employees. 

Benefit: 

  • Jury Duty: Up to 5 paid days/year. 
  • Witness Duty: Unpaid unless required by law. 
  • Voting: As required by state law. 

Notes: 

  • Documentation required for jury summons. 
  • Notify supervisor as early as possible. 

 

For questions regarding any leave program, please contact Human Resources at HR@ryansg.com. 

This LOA Program Summary was last revised December 2025.