Welcome to 2026 Open Enrollment!

Open Enrollment is your chance to enroll in, update, or waive your benefits for the upcoming plan year. It’s important that you use this time to carefully review your options and choose the coverage that best fits you – and if applicable – your family’s needs. Please note that this Open Enrollment is a passive event—if you don’t make any changes, your current 2025 elections will carry over into 2026 automatically, except for Flexible Spending Accounts (Health Care, Dependent Care & Commuter) and Health Savings Account contributions, which require re-electing contribution amounts. Make sure to submit your elections before Open Enrollment ends!

What you need to know about your funds for the following carrier changes:

1.  Health Care Flexible Spending Account or Dependent Care Flexible Spending Account with BRI. 2025 benefit administration will run out with BRI. Employees will have until March 15, 2026, to use FSA funds from 2025 and until March 31, 2026, to submit claims incurred in 2025. There will be no funds from 2025 that will move over to HSA Bank. If employees would like to participate in the Health Care or Dependent Care Flexible Spending Accounts for 2026, you will need to actively enroll during open enrollment and you will receive a new debit card from HSA Bank.

2.  Health Savings Account with HealthEquity. We are working with HealthEquity and HSA Bank to move over funds for employees that have an outstanding balance. If you are participating in the HDHP for 2026, you will need to enroll in the Health Savings Account with HSA Bank. You will receive a packet in the mail on how to setup your account. Once your account is setup, HSA Bank will send you a debit card in the mail. Please refer to the FAQ for more information on the transition.

3.  Commuter Spending Account with BRI. We are working with BRI to move over funds for employees that have an outstanding balance. If employees would like to participate in parking or transit benefits for 2026, enrollment will be held in the Alight portal on December 1st. Going forward, changes made to commuter benefits will need to happen by the 10th of the month for the upcoming month. Elections made by December 10 will be effective for January 1. Please refer to the FAQ for more information.

4.  Life/ AD&D, Critical Illness, Accident, and Hospital Indemnity Insurances with Voya. Employees that have elected any of these lines of coverage through Voya will have no disruption to these policies. Current elections will rollover to New York Life and anyone that has completed Evidence of Insurability (EOI) with Voya, the additional approved coverage will be honored by New York Life. Please refer to the FAQ for more information.

5.  Short-Term, Long-Term or Parental Leave administered through Voya. Employees who are currently on leave with Voya will continue to use Voya as their point of contact until the leave has been completed. For employees who are newly filing for a leave of absence come January 1 will do so through New York Life. Please refer to the FAQ for more information.

New for 2026!

●  HSA Bank. Our Health Savings Account (HSA), Health Care and Dependent Care FSAs will now be administered through our new carrier, HSA Bank. 

●  Alight. We are transitioning to Alight to manage our Commuter benefits. This includes both Parking and Transit. 

●  New York Life. Ryan Specialty’s new carrier for Basic and Voluntary Life/ AD&D, Short Term Disability, Accident, Critical Illness, and Hospital Indemnity Insurances will be New York Life. With this change, it is important to note:

○  Short-Term Disability coverage is being extended from 13 weeks to 26 weeks. This applies to all new claims filed as of January 1 and going forward.    

○  During 2026 Open Enrollment only, employees will be able to elect up to $300,000 in Voluntary Life Coverage, and up to $25,000 for spouse/domestic partner coverage, with no medical underwriting required.

●  Twin Health. We are excited to partner with Twin Health to offer personalized support aimed at reversing Type 2 Diabetes and improving overall metabolic health.

●  Maven. Our new virtual care platform that offers expanded family support for fertility, maternity, and newborn care.

●  Teladoc. This benefit will be replacing MDLive – with Teladoc, you now can connect virtually with a primary care provider for physical and mental health support. It will not only provide access to urgent care but will allow for easier access to primary care physicians.

●  IRS Secure 2.0. Employees age 50+ who earned $145,000 or more in FICA wages last year must make catch-up contributions as Roth (post-tax). This change will happen automatically.  

●  Community Impact Days. Employees will be provided with 2 paid days to volunteer in their communities. For more information on this benefit, please reference the FAQ located in the Document Library.

Things to Consider for Open Enrollment

●  Update Beneficiaries. Ensure your beneficiaries are named and up to date to safeguard the right person(s). This can be done on the Alight portal. Beneficiary changes for the retirement plan are managed separately on the Empower portal.

●  Update Dependent Information. Ensure all dependent social security numbers are updated, especially for employees who welcomed a newborn child this year.

○  Reminder: We will be completing a comprehensive dependent verification audit during the first quarter of 2026. To help you get started, view the Alternative Verification Document list here.

●  Evaluate Benefit Options. Use this opportunity to evaluate your benefit options for the upcoming year. The only other time you can make changes is if you have a qualified life event.

●  Compare Health Plans. Review the different health plan options, including premiums, deductibles, copays, and out-of-pocket maximums. Need some help? Use the medical plan tool in the Alight portal.

●  Check Network Providers. Ensure your preferred doctors and hospitals are included in the plan’s network.

Things to Remember

●  Vendor ID Cards. When you enroll in benefits for the first time, you will receive cards from some of the vendors prior to January 1. Those who are remaining in the same medical plan will not receive new medical cards. Only members changing or newly enrolling in medical coverage during open enrollment will receive new medical cards for 2026. Our Dental and Vision providers do not send cards. To use these benefits, inform your provider of the insurance carrier and provide your SSN. This information is sufficient to look up the plan information and run a claim. You can also contact MetLife (dental) and VSP (vision) directly using the details below:

MetLife Dental: 800.942.0854 Group number: 229496

Vision Services Plan (VSP): 800.877.7195 Group number: 30022223

●  Health Savings Account (HSA). Those enrolled in the High Deductible Health Plan (HDHP) are eligible to participate in the HSA. You can change your HSA contributions at any time through the Alight portal. To do so:

1.  Visit Workday and select “Benefits Portal” under “Your Top Apps” on the right-hand side of the Workday home screen.
2.  Click “Alight US Employee Benefits.”
3.  On the Alight portal home screen, select “Change Your Coverage” at the top.
4.  Under “Most Popular”, click the “Change HSA” box.

Document Library